Minimizing risks, costs, and claims for your company
Employer Protection Program
Modern compliance regulations demand countless human resources (HR) hours to ensure your company maintains a healthy workplace environment that is valuable for your employees and your reputation. Should an employment-related issue occur, you’ll want a program in place for added protection.
The employer protection program (EPP) is part of our risk management services included with our PEO solution that helps you create progressive workplace practices to minimize the time, costs, and risks associated with issues like discrimination, harassment, wrongful termination, cybersecurity, and more.
What’s included with our employer protection program?
Our employer protection program is meant to keep your company safe. It includes a number of protection plans should a claim occur, including:
Information protection plan
Ensures your technology platform is updated with the latest enhancements to cybersecurity, data protection, incident response, operational risk management, controls assurance, client security management, workforce protection, business resilience, third-party management, security testing and analysis, critical incident response team, awareness training
Primary employment practices liability insurance (EPLI)
Provides coverage for employment-related claims, including sexual harassment, defamation, invasion of privacy, negligent evaluation, wrongful discipline, wrongful dismissal, termination of employment, and more.
Legal defense benefit
As your PEO provider, we offer a legal defense benefit with our employer protection program, which means we will pay up to a certain amount of your legal fees, which could include travel costs, mediation expenses, deposition transcripts, filing fees, copying fees, and disbursements incurred in defense of a covered employment practices claim.
Global protection executive assistance services +
Protect employees who become injured or ill while traveling on business with emergency medical evacuation/repatriation, medical monitoring, dispatch of a doctor or specialist, personal assistance, local legal assistance, translations and interpreters, travel/travel security assistance, and embassy and consular assistance.
Fiduciary Liability
Covers individuals responsible for the planning, administration, and investment of ExtensisHR sponsored benefits and 401k plans. It provides limits regarding federally-imposed responsibilities, obligations, duties, and/or the administration performance.
*Terms, conditions, and some exclusions may apply.*
*Full EPP coverage overview can be provided upon request.*
How we help you customize your employer protection program*
We understand every company’s risk management needs are different, which is why we have additional coverage options with our employer protection program (EPP) should you find them necessary and helpful.
Cyber liability insurance
Cyber liability insurance covers expenses to defend against damages resulting from your liability to a third party or regulator from a failure in your security, data breach, or privacy violation.
Payroll diversion protection benefit
We will pay up to a certain amount per incident with a client aggregate limit per calendar year for the loss of payroll funds from phishing or fraudsters masquerading as you or one of your employees.
Supplemental legal defense benefit
Provides worksite employers, with specific classifications, the extra benefit of SUPERIOR or COMPLETE protection plans to cover legal fees incurred in defense of any covered employment practices claim.
Wage & Hour (“W&H”) defense benefit
With the W&H defense benefit, we will pay up to a certain amount in attorney defense costs due to a state or federal complaint, or an administrative or regulatory proceeding involving Worksite Employee(s) commenced by the U.S. Department of Labor or a State Department of Labor.
Crisis management expense reimbursement
This offering provides coverage for retaining an independent public relations consultant, media management consultant, investigative or legal firm, and the cost of advertising and public relations media and activities (“Crisis Management Expenses”) in connection with a crisis.
*Terms, conditions, and exclusions may apply. Speak with an ExtensisHR expert for more details on the employer protection program that’s best for your company.
Contact an ExtensisHR expert
Other risk management services
An advantage to working with a PEO provider is having the freedom to grow as a company and improve your employees’ day-to-day experience. If an accident, lawsuit, or claim occurs, you will have the resources needed to help your employees and protect your company.
Some additional risk management solutions we offer with our PEO solution include:
Workers’ compensation insurance
Workers’ compensation management can be complex, time-consuming, and costly—especially with higher risk factors, multi-state operations, or frequent business travelers.
Workplace safety management
Establishing a safe workplace is critical to business success. It protects your employees from workplace injuries and safeguards the growth of your business.
State unemployment insurance and management
When former employees file unemployment insurance claims, responding to those can further impact already-stretched resources.

Why you can trust us with your employer protection program
We care about protecting your company, which is why we never take risks with your business or your employees.
In recognition of our principles, the Certification Institution has awarded us for meeting all industry professional risk management best practices.
How employer protection programs have helped businesses like yours
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